Clear and transparent pricing
Billing software costs
Invoicing €0
E-invoicing €0
Email invoice €0
Debt collection program costs
Voluntary collection
Voluntary collection is the initial phase of debt collection, aimed at getting the debtor to pay their debt as flexibly as possible, for example through a payment agreement. Voluntary collection is conducted via letter/email, by phone, or as commercial collection (for businesses).
- Payment reminder €0
- Service fee €0
- Successful collection €0
Collection actions are charged according to the statutory costs specified by law (Debt Collection Act §§ 10 and 10 a–f).
free
Legal collection
Legal collection is initiated to recover receivables only if the debtor does not pay voluntarily. It seeks a judgment for the unpaid debt and covers both potential court proceedings and enforcement.
-
Prices for a summons
and enforcement starting
from €115 - Includes official fees
Does not include enforcement fees
Secondary collection
Secondary collection begins if the receivable has been recorded as a bad debt, sixty (60) days have passed since the assignment was registered, and it has not been transferred to legal collection after voluntary collection, if legal collection has ended unsuccessfully, or if the collection process has agreed to start secondary collection.
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We charge a 20 percent
commission on the accrued principal and interest. - Administrative fees are included in the cost of legal collection.
The commission is charged in connection with the cancellation.
With automatic payment monitoring, collection fees are charged to the debtor under the law (Debt Collection Act §10), not you.
Financing costs
Resonia pays you the invoice amount immediately and takes on the risk of waiting for the customer (debtor) to pay by the due date.
Without financing: You receive the money only when the customer pays the invoice.
With financing: You receive the money immediately (or even the same day), and Resonia charges a small interest (0.95–4.75%, depending on the invoice’s payment term).
We charge a separate interest for the financing we provide as follows:
| Payment term | Interest |
|---|---|
| 1–15 days | 0,95 % |
| 16–30 days | 1,90 % |
| 31–45 days | 2,85 % |
| 46–60 days | 3,80 % |
| 61–90 days | 4,75 % |
“Days” refers to the invoice due dates.